Perhaps the best consulting and wealth management team in the united states
Your Wealth. Your Control. Your Legacy.
Encompass Group
How We Can Partner With You
Grow, access, and protect your wealth while you’re alive—without relying on market luck or government limitations.
Why wait until retirement to enjoy the money you’ve built?
With properly structured life insurance strategies, you can access funds tax-exempt to invest, buy real estate, fund education, or seize opportunities—all while your principal continues to grow.
Your money should serve you while you’re alive, not just your heirs when you’re gone.
Reward leadership. Reduce taxes. Retain talent.
The Double Bonus Strategy allows companies to deduct executive benefits while providing tax-advantaged growth through a life insurance policy. It’s not just a bonus—it’s a wealth-building asset.
Relying on the market for retirement is risky. A “7% average” return hides volatility, with years of loss followed by recovery.
We help clients choose certainty over speculation. Own your outcome. Don’t chase the market.
Imagine your money growing in two places at once. Collateral capacity lets you leverage policy cash value as security for business, investment, or real estate opportunities—without interrupting growth.
For many business owners, the company is the retirement plan. Without a strategy to extract and transfer that value, exiting becomes difficult.
We design exit plans that maximize after-tax proceeds and ensure long-term income.
Traditional retirement plans are built for the masses, not for those who’ve built success.
We design customized, non-qualified strategies that let you contribute what you want, access funds when you need them, and grow wealth without government limitations.
Your Legacy, Not the IRS’s
Who will benefit most from your life’s work—your family or the IRS?
Properly structured under Section 101, your legacy can transfer tax-exempt, bypassing probate, and preserving privacy.
Take Control of Your Financial Future Today
Schedule a personalized strategy session with Encompass Group and discover how to grow, access, and protect your wealth on your terms.